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	<title>Pursuing Titus 2</title>
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		<title>Where I&#8217;ve Been</title>
		<link>http://pursuingtitus2.com/2012/01/19/where-ive-been-2/</link>
		<comments>http://pursuingtitus2.com/2012/01/19/where-ive-been-2/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 04:46:50 +0000</pubDate>
		<dc:creator>Mrs. Parunak</dc:creator>
				<category><![CDATA[Loving Our Husbands]]></category>

		<guid isPermaLink="false">http://pursuingtitus2.com/?p=3295</guid>
		<description><![CDATA[<p>Sometimes living life has to take priority over writing about it. And sometimes being my husband&#8217;s helper has to take priority over talking about being a good wife. As I&#8217;ve mentioned before, my husband recently started a business. That by the way is the post that got the record holding Awesomest Flame Comment Ever, in [...]]]></description>
			<content:encoded><![CDATA[<p>Sometimes living life has to take priority over writing about it. And sometimes being my husband&#8217;s helper has to take priority over talking about being a good wife. As I&#8217;ve mentioned before, my husband recently <a href="http://pursuingtitus2.com/2011/08/31/in-solo-seasons/">started a business</a>. That by the way is the post that got the record holding Awesomest Flame Comment Ever, in which I was reprimanded, not only for the sins of the Duggars, but also for not taking the &#8220;time to become educated and establish a career&#8221; so I could live in a &#8220;spacious house&#8221; rather than a trailer (???) but I digress. Anyway, Mr. P is doing design work for medical device start-ups, and while I am no help at all when it comes to engineering, he realized that he had a job for which I was perfectly suited.</p>
<p>He needed a nerd.</p>
<p>He wanted someone to monitor FDA device recalls and automatic class III (de novo) decisions. And who better to tackle a whole slew of government regulations, decisions, and acronyms (let&#8217;s not forget the acronyms!) than somebody with a linguistics degree from Stanford? (Good thing I took the time to become educated&#8211;maybe someday it&#8217;ll pay off and I&#8217;ll get to live in a spacious house). And so, I&#8217;ve been <a href="http://www.fda.gov/Training/CDRHLearn/ucm162015.htm">here</a> at CDRH Learn, the online source for FDA&#8217;s Center for Devices and Radiological Health&#8217;s Continuing Education Courses. (Lesson 1 for the perpetual linguist: the Food and Drug Administration refers to itself as &#8220;FDA,&#8221; NOT &#8220;<strong>the</strong> FDA,&#8221; like it&#8217;s a personal name, as in, &#8220;Be sure to notify FDA.&#8221; Trippy.) At first, I said that I&#8217;d give up my lame social media time to devote to these scintillating (heh) videos, but then I discovered that I usually only resort to Facebook when my brain is mush and my eyes are burning&#8211;not the best time to really focus on the requirements for 513(g) submissions or deep questions about what to do when a 510(k) is found to be &#8220;NSE,&#8221; for example. So that meant that I had to devote my non-mushy-brained computer time to CDRH, which left little time for blogging.</p>
<p>I miss you all (even the flamers in their own special way), and I sincerely hope to get more blogging done soon once I get all up to speed on PMA&#8217;s, IDE&#8217;s, and MDR (that last one&#8217;s not plural&#8211;aren&#8217;t you glad you know?). In the mean time, if any of you miss me, you can just pop over to <a href="http://www.fda.gov/Training/CDRHLearn/ucm162015.htm">CDRH Learn</a> and have a look at 21 CFR Part 820, or something else similarly interesting. </p>
<p>Blessings, friends! I hope to be back in not too, too long.</p>
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		<slash:comments>10</slash:comments>
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		<item>
		<title>A Marriage Thought</title>
		<link>http://pursuingtitus2.com/2012/01/05/a-marriage-thought/</link>
		<comments>http://pursuingtitus2.com/2012/01/05/a-marriage-thought/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 03:30:10 +0000</pubDate>
		<dc:creator>Mrs. Parunak</dc:creator>
				<category><![CDATA[Loving Our Husbands]]></category>

		<guid isPermaLink="false">http://pursuingtitus2.com/?p=3288</guid>
		<description><![CDATA[<p>Here&#8217;s a wonderful little thought to keep in mind about how much marriage means in this world, written by a dear brother in the Lord over at Let&#8217;s Talk, the column he and his wife write for a Mennonite book distributor. It&#8217;s not a traditional blog, so there&#8217;s no comment thread, but I know they&#8217;d [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://talk.rodandstaffbooks.com/2012/01/05/how-important-is-your-marriage/">Here&#8217;s</a> a wonderful little thought to keep in mind about how much marriage means in this world, written by a dear brother in the Lord over at <a href="http://talk.rodandstaffbooks.com/">Let&#8217;s Talk</a>, the column he and his wife write for a Mennonite book distributor. It&#8217;s not a traditional blog, so there&#8217;s no comment thread, but I know they&#8217;d be really encouraged by a quick e-mail comment. (You&#8217;ll find a handy link at the bottom of the article.)</p>
<p><a href="http://talk.rodandstaffbooks.com/2012/01/05/how-important-is-your-marriage/">How Important is Your Marriage?</a></p>
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		<slash:comments>3</slash:comments>
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		<title>How Much Does a Baby Really Cost?</title>
		<link>http://pursuingtitus2.com/2011/12/15/how-much-does-a-baby-really-cost/</link>
		<comments>http://pursuingtitus2.com/2011/12/15/how-much-does-a-baby-really-cost/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 21:11:20 +0000</pubDate>
		<dc:creator>Mrs. Parunak</dc:creator>
				<category><![CDATA[Loving Our Children]]></category>

		<guid isPermaLink="false">http://pursuingtitus2.com/?p=3228</guid>
		<description><![CDATA[<p>By now the outrage has gone viral. Suze Orman told a young couple that they couldn&#8217;t possibly afford for the wife to stay home when they have another baby because, among other things, when they have a new baby, their expenses &#8220;will go up $700-$1000 a month&#8221; due to having to pay for &#8220;diapers&#8221; and [...]]]></description>
			<content:encoded><![CDATA[<p>By now the outrage has gone viral. <a href="http://video.cnbc.com/gallery/?video=3000060530">Suze Orman</a> told a young couple that they couldn&#8217;t possibly afford for the wife to stay home when they have another baby because, among other things, when they have a new baby, their expenses &#8220;will go up $700-$1000 a month&#8221; due to having to pay for &#8220;diapers&#8221; and &#8220;this and that.&#8221; I don&#8217;t want to go into the whole financial situation of this particular couple (like the fact that they are already spending more than the two of them make together and, therefore, probably need way more help than this post is going to provide), and I don&#8217;t really want to criticize Suze Orman. Maybe she just pulled that number out of her hat, but also maybe it reflects the misguided norm of our Western consumer culture as applied to babies. And that&#8217;s what I really want to talk about. That $700-$1000 a month somehow sounded reasonable enough to throw out there on national television, and the young couple (who already had one baby) meekly nodded their heads. <a href="http://www.smockityfrocks.com/2011/12/an-open-letter-to-suze-orman.html">Plenty of seasoned thrifty family types</a> are arguing that it&#8217;s ridiculously high. But I, being a details person, wanted to explore how high it really is and how much better a creative family could do.</p>
<p>Let&#8217;s look at minimal-stuff parenting and do the math.</p>
<p>If this is your first baby (which it wasn&#8217;t for the couple on <em>Suze Orman</em>, but I want to start here to be thorough and to lay a little ground work for discussing the costs of subsequent babies), you will have a few start-up costs. You have to have a car seat. You can spend over $200 easily, but if you go with a basic model, like <a href="http://www.toysrus.com/product/index.jsp?productId=12066427">this convertible car seat</a> (saves money because you won&#8217;t need a bigger one for an older child), you can pay just about $55.</p>
<p><strong>Car Seat Total: $55</strong></p>
<p>Your baby also needs a place to sleep. The absolute cheapest option is co-sleeping (provided <a href="http://pursuingtitus2.com/2009/08/03/where-should-your-baby-sleep/">you and your husband can sleep that way and you research safety issues</a>). If you decide to go the crib route, this is going to be your big ticket item, but not necessarily awful if you can find one second hand (be sure to check for safety recalls) or from a basic bargain store like Walmart&#8211;for example <a href="http://www.walmart.com/ip/Graco-Freeport-Classic-Crib-Classic-Cherry/16221666">this crib</a> for just $89, paired with an inexpensive <a href="http://www.walmart.com/ip/Kolcraft-Pediatric-Crib-Toddler-Mattress/10391794">mattress</a> for around $40. You will also need bedding for a crib. They sell all kinds of fabulous, impressive sets for well over $100, but you could also just buy some sheets like <a href="http://www.toysrus.com/product/index.jsp?productId=3587803">these</a> for $5. Whether you co-sleep or use a crib, you&#8217;ll probably want a waterproof mattress pad to go under baby, like <a href="http://www.meijer.com/s/continental-quilting-quilted-waterproof-multi-use-pad/_/R-34600">this</a> ultra basic model for $7.</p>
<p><strong>Sleeping Total for Co-Sleeping: $7<br />
Sleeping Total for Crib: $141</strong></p>
<p>Now, just three things remain as genuine must-haves: clothes, blankets, and diapers. Clothes for babies can be ridiculously expensive, but that is why there are thrift stores and garage sales. Your baby doesn&#8217;t really need more than about 6 little gowns or sleepers and maybe 6 or so onesies for layering. Add in a couple of baby hats for the early days or cold weather, and you&#8217;re good to go. At the Salvation Army or a similar boutique, this should all run around $30. In the winter, you will need a snowsuit type thing, so you can add in another $10 for posh second-hand snuggliness. Blankets, I haven&#8217;t seen second-hand much. Garage sales would be a great option, or worst-case scenario, you could get one little multi-pak of receiving blankets like <a href="http://www.toysrus.com/product/index.jsp?productId=3643852">this package of four</a> for $6.</p>
<p><strong>Clothing and Blanket Total for Summer: $36<br />
Clothing and Blanket Total for Winter: $46</strong></p>
<p>Diapers are a big deal. Even Suze Orman came up with them, while the rest of baby care was relegated to &#8220;this and that.&#8221; Diapers are where the major ongoing monthly expense comes from (unless you&#8217;re formula-feeding, which also comes with a hefty price tag). This makes cloth diapering the ultimate in both green and money-saving parenting. It also shifts diapers from a mainly monthly cost to a mainly start-up cost. There is a dizzying array of high-tech, fancy-pants diapers out there, but good old-fashioned Chinese prefolds work just fine. I find I can do nicely with three dozen. I found <a href="http://www.tinytush.com/Chinese-Prefold-Diapers-One-Dozen_p_632.html">these</a> for just $18/dozen, roughly the price of one jumbo box of generic brand disposable diapers (good for about four weeks of continuous use). You&#8217;ll need something to cover them with. I love my <a href="http://www.thelittleseedling.com/store/product/17864/Thirsties-Cover-Aqua-XS/">Thirsties</a>, but you can go super-frugal with plain plastic pants like <a href="http://www.amazon.com/Dappi-Waterproof-Vinyl-Diaper-Medium/dp/B0035JL930/ref=pd_cp_ba_1/177-2134291-6480621">these</a> at three for $4. You&#8217;ll probably need to buy a couple packs. And since these won&#8217;t hold your diapers together for you, you&#8217;ll also need pins like <a href="http://www.babyshowerstuff.com/diaperpins.html?utm_source=diaperpins&#038;utm_medium=CSE&#038;utm_campaign=CSE_Google_BSS&#038;gclid=CMuzjqSC86wCFRECQAod9TKxKg">these</a> at 10 for $1.50.</p>
<p><strong>Cloth Diapering Total: $63.50</strong></p>
<p>Personally, I would have a really hard time without a nursing cover and a soft baby carrier. But technically, a receiving blanket will work as a cover (or you can make one for around $5 by sewing velcro onto the top two corners of a 42 inch finished square of fabric), and you can make your own no-sew baby carrier following the directions <a href="http://wearyourbaby.com/Default.aspx?tabid=121">here</a>. You&#8217;ll need five yards of fabric, which you ought to be able to get for under $15 with a coupon. The fabric gets split down the middle three ways, so you&#8217;ll end up with three carriers, which mean you could share the cost with a couple of frugal friends ($5 for each of you) if you wanted to.</p>
<p><strong>Super Useful Extras Total: $10</strong></p>
<p>You don&#8217;t need a changing table (just lay a diaper on the floor for a changing pad) or burp rags (cloth diapers double for these). Diaper bags are adorable, but any backpack or tote bag you already have will work just as well. Diaper pails are nice and convenient, but a tall kitchen trash bag with a drawstring will also do the job. For wipes you can cut up an old cotton t-shirt or two into conveniently sized squares, wet them with warm water, wipe off your baby&#8217;s bottom, and wash the cloths with your diapers. Old hand towels make great bibs when held on with clothes pins. Swings can be a life saver if your baby likes them, but they certainly aren&#8217;t worth keeping an outside-the-home job for. Ditto for strollers, especially if you have a soft baby carrier. And you can wash your baby in the sink and dry him with a towel you already have and skip the baby bath and cute hooded towel. (Thanks to my blog readers for pointing this out to me in the comments <a href="http://pursuingtitus2.com/2010/05/14/if-i-could-shop-for-my-first-baby-all-over-again/">here</a>.) Books can come free from the library, and kitchen utensils make wonderful toys (as long as you use common sense&#8211; I&#8217;m talking about spatulas and plastic spoons, not forks, knives, and vegetable peelers).</p>
<p>Let&#8217;s recap:</p>
<p><strong>Start-up Cost:<br />
Co-Sleeping Baby Born in Summer: $171.50<br />
Co-Sleeping Baby Born in Winter: $181.50<br />
Crib-Sleeping Baby Born in Summer:$305.50<br />
Crib-Sleeping Baby Born in Winter:$315.50</strong></p>
<p>This is a lot of money, especially for a struggling family, BUT first-time parents are usually given baby showers, or at least baby gifts, and if you can register for things like a car seat and cloth diapers, your cost will go way, way down. AND if you can register for gift cards to the local children&#8217;s resale shop, you can help alleviate some of the upcoming first-year costs as well.</p>
<p>OK, so now that you are all set for baby&#8217;s arrival, the monthly cost begins. </p>
<p>First of all, a baby has to eat. Breastfeeding is obviously the cheapest and best food for your baby. The only cost is going to be the cost of getting the <a href="http://www.kellymom.com/nutrition/mom/mom-calories-fluids.html">extra 300-500 calories/day</a> your body needs to produce milk (an additional 200 calories/day comes from your fat stores&#8211;BONUS!). This is going to vary wildly depending on what you eat, but let&#8217;s say you get your extra calories from a glass of whole milk (<a href="http://www.freedieting.com/tools/calories_in_dairy.htm">2 cups gives you 292 calories</a>) and a medium banana (<a href="http://www.freedieting.com/tools/calories_in_a_banana.htm">105 calories</a>), which gets you to 397 calories, right in the middle of the range. Over the course of a month, that&#8217;s 30 bananas and 60 cups of milk, or just under four gallons. At $3/gal, that brings a monthly milk total to $12. Thirty bananas at 7 oz/banana is 210 oz, or just over 13 pounds. At 59 cents/pound, the monthly banana total comes to just under $8.</p>
<p><strong>Monthly Extra Food for Mom Total: $20</strong></p>
<p>The next monthly cost is the extra laundry a baby brings. I figure this is at least two loads/week of diapers, and maybe another load per week of clothes for both you and baby. (Your clothes will get spit up and diaper blowouts on them occasionally.) According to the kind soul <a href="http://answers.yahoo.com/question/index?qid=20080216051115AAD66rV">here</a> who factored in electricity, detergent, fabric softener (which you should not use on diapers, but it was only 10 cents anyway), water, and appliance depreciation, washing came out to 65 cents per load, and drying came out to 45 cents per load. Together, that&#8217;s $1.10, and for three loads, that&#8217;s $3.30. At four and a half weeks per month, the total cost of extra laundry is just under $15.</p>
<p><strong>Monthly Extra Laundry: $15</strong></p>
<p>You&#8217;ll probably also need to buy some pharmacy items now and then: fever reducer, baby shampoo, diaper rash ointment. You could ask for this for your shower if this is your first baby, but you&#8217;ll be on your own for subsequent babies. If you buy your local grocery store brand of one thing per month, you&#8217;ll probably never go over $5/month.</p>
<p><strong>Monthly Pharmacy Purchases: $5</strong></p>
<p>If this is your first baby, at some point during the first year, you&#8217;ll probably need to go up a size in diapers. That will come to $62 (assuming your ten pack of diaper pins is still useable). If you spread this cost out over twelve months, you get about $5/month.</p>
<p><strong>Next Size Diaper Investment: $5</strong></p>
<p>And if this is your first baby, or your first one of a given gender, you&#8217;ll have to head back to the thrift store roughly three more times in the first year to get bigger baby clothes. One of those visits will probably include a winter coat, so let&#8217;s say you have two $30 visits, and one $40 visit. That comes to a total of $100, or just over $8/month.</p>
<p><strong>Monthly Clothing Investment: $8</strong></p>
<p>And now to recap the monthly cost:</p>
<p><strong>Monthly Cost for a Baby with Same-Sex Older Sibling: $40<br />
Monthly Cost for a Baby with Opposite Sex Older Sibling: $48<br />
Monthly Cost for a First Baby: $53</strong></p>
<p>The wild card here is going to be medical costs, which vary so greatly that it&#8217;s impossible to estimate them for everyone. It all depends on your insurance whether everything will be covered or whether you&#8217;ll have co-pays or some percentage that you&#8217;ll have to contribute. But when it comes to &#8220;diapers&#8221; and &#8220;this and that,&#8221; if you parent with minimal stuff, even for a first baby, an entire year&#8217;s worth of parenting costs ($636), PLUS start-up costs, including a crib ($315), for a grand total of $951 squeaks in just under Suze Orman&#8217;s estimate of the MONTHLY cost of a SECOND baby. And a second baby of the same sex as the first would only cost $480 for a whole year, roughly half of Suze Orman&#8217;s monthly estimate. Granted, this is a severely austere plan, but if it&#8217;s a question of doing without material extras like bouncy seats and exersaucers and doing without Mommy, I think the casualty should be the exersaucers. Maybe the viral outrage really ought to be directed at our silly consumerism that keeps mommies at work when they really want to be home.</p>
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